Chase the Loan! – Chase Student Loans
Not all student loans are created equal and some are not perfectly packaged like that little blue box from Tiffany & Co. If you’re simply fed up with limited loan options and loan rates that won’t give you as much cover for the high cost of your education, it’s high time to chase your… Chase Student Loans. Not only will you get competitive rates that will help you pay for your school needs, but you also get to pay for ANY education costs approved by your school ( tuition fees, living expenses, books, and even a pc ).
What exactly are Chase Student Loans? Offered by the prestigious JP Morgan Chase & Company, these private student loans are offered for undergrads or graduate students, at least 18 years old or older, who are planning to take a degree program. Like other loans, one must be a legal U.S. citizen or permanent resident, and so must her or his cosigner is. You also need to at least attend half-time of your studies and meet certain GPA requirements set by your school.
When Should You Apply for Chase Student Loans?
After having explored all of your federal student loan options, this is when you can go a step further into applying for Chase student loans. Federal loans, like the Stafford or PLUS loans, give you lower interest rates where the government help subsidize your loan’s interest rates. Federal loans give you options to postpone payment and comes with an easier credit requirement. But, is it a realistic route to take? This is where the beauty of Chase student loans come in where you can have all the money you need to cover the costs of studying. Let’s face it! Federal loans are simply not enough and you need an extra helping hand.
Which Chase Student Loan Should I Apply For?
Unfortunately, Chase no longer accepts application for non-certified private student loans. But, you can still consider these two options:
1. Chase Select Private Student Loans
This type of student loan gives you funds for college and the cost of doing so, minus any other aid you might have received. This student loan covers your tuition fees, living costs, study books, and a computer. You don’t need to make payments while you’re in school and there are no origination or repayment fees. Minimum loan is $500 and yearly loan can reach a maximum of $120,000 for undergrads, $180,000 for graduates, and $250,000 for those in health education. You will have to repay your principal loan rate plus interest in a fixed monthly fee, starting on 15 – 45 days of your final disbursement date.
2. Chase Private Student Loan Consolidation
This type of student loan allows you to mix all your private student loans into one. Doing this means making only one low payment each month. Looking for competitive rates? You’re in for a treat. What’s great is that you don’t even have to pay application or origination fees. You get to pay lower, helping you manage your finances better as well. You can consolidate a minimum of $7,500 and a maximum of $150,000. Certain requirements are needed for you to be considered for this option.
You can visit Chase online to get your facts straight about student loans. They have plenty of resources to get you started. You may also dial their toll-free hotline for more info: 1-800-487-4404, or try dialing these direct numbers below for a faster service:
Chase Select Private Loans: 1-866-306-0868
Time ( EST ): Monday – Friday 8:00 am to 10:00 pm
Saturday 8:00 am to 7:00 pm
Sunday 9:00 am to 4:00 pm
Chase Private Consolidation Loan: 1-866-317-4752
Time ( EST ): Monday – Friday 8:00 am to 8:00 pm
For Non-Certified Chase Private Student Loan in Progress: 1-800-211-6689
To Check Your Loan Status Online:
www.MyChaseStudentLoan.com
READINGS:
http://www.chasestudentloans.com/private-student-loan/ChaseSelectLoansFAQs.html
http://www.chaseprivateconsolidation.com/overview.aspx
http://www.collegeloansite.com/student-loan-resources/article-federal-and-private.aspx
http://www.chasestudentloans.com/private-student-loan/chase-private-student-loans.asp
